Terms & Conditions

Welcome to Kings Counsel & Trust LLC. These Terms and Conditions ("Terms") govern your access to and use of our website and services. By accessing our website or applying for funding, you agree to be bound by these Terms. If you do not agree, please discontinue use immediately.

1. Acceptance of Terms

By accessing and using the website of Kings Counsel & Trust LLC ("Company," "we," "us," or "our"), you accept and agree to be bound by these Terms and Conditions and our Privacy Policy. These Terms apply to all visitors, users, and others who access or use our services.

2. Services Description

Kings Counsel & Trust LLC is a direct business lender providing various funding solutions including, but not limited to:

• Working capital loans
• Revenue-based financing
• Equipment financing
• Business expansion financing

All funding decisions are made at the sole discretion of Kings Counsel & Trust LLC. Submission of an application does not guarantee approval or funding.

3. Eligibility Requirements

To apply for funding through Kings Counsel & Trust LLC, you must:

• Be at least 18 years of age or the age of majority in your jurisdiction
• Have the legal authority to bind your business to a funding agreement
• Operate a legitimate business in the United States
• Provide accurate, current, and complete information during the application process
• Maintain the accuracy of your provided information throughout the relationship

4. Application Process

When you submit a funding application, you represent and warrant that:

• All information provided is true, accurate, and complete
• You have the authority to share business financial information
• You consent to credit checks and financial verification
• You understand that approval is not guaranteed

We reserve the right to request additional documentation or information at any stage of the application or funding process. Failure to provide requested information may result in application denial or funding withdrawal.

5. SMS Terms & Conditions

6. Funding Agreements

If your application is approved, you will receive a funding offer outlining the terms and conditions of the funding, including:

• Funding amount
• Repayment terms and schedule
• Interest rates or factor rates (if applicable)
• Fees and charges
• Default provisions

You are responsible for reviewing all terms carefully before accepting any funding offer. By accepting a funding offer, you enter into a binding agreement with Kings Counsel & Trust LLC.

7. Repayment Obligations

You agree to repay all borrowed funds according to the terms specified in your funding agreement. Failure to make timely payments may result in:

• Late fees and penalties
• Negative credit reporting
• Collection activities
• Legal action to recover outstanding balances
• Acceleration of the full balance owed

8. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Kings Counsel & Trust LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.

9. Prohibited Uses

You agree not to use our website or services for any unlawful purpose or in any way that:

• Violates any applicable federal, state, or local law or regulation
• Infringes upon the rights of others
• Involves fraudulent or deceptive practices
• Transmits viruses, malware, or other harmful code
• Attempts to gain unauthorized access to our systems
• Interferes with the proper functioning of our website or services

10. Disclaimer of Warranties

Our website and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that:

• Our website will be uninterrupted, secure, or error-free
• The information provided is accurate, complete, or current
• Any defects will be corrected
• Funding will be approved or that specific terms will be offered

11. Limitation of Liability

To the fullest extent permitted by law, Kings Counsel & Trust LLC shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of our website or services, even if we have been advised of the possibility of such damages.

In no event shall our total liability to you exceed the amount of funding you received from us, if any.

12. Indemnification

You agree to indemnify, defend, and hold harmless Kings Counsel & Trust LLC, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or related to:

• Your use of our website or services
• Your violation of these Terms
• Your violation of any rights of another party
• Any fraudulent or misleading information you provide

13. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles. Any disputes arising out of or related to these Terms or our services shall be resolved through binding arbitration in Orlando, Florida, in accordance with the rules of the American Arbitration Association.

You waive any right to participate in a class action lawsuit or class-wide arbitration.

14. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to our website with an updated "Effective Date." Your continued use of our website or services after any modifications constitutes your acceptance of the revised Terms.

15. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

16. Entire Agreement

These Terms, together with our Privacy Policy and any funding agreement you enter into with us, constitute the entire agreement between you and Kings Counsel & Trust LLC regarding your use of our website and services.

17. Contact Information

If you have any questions about these Terms, please contact us:

Kings Counsel & Trust LLC
4700 Millenia Blvd., Suite 175
Orlando, FL 32839
Email: dale@kingscounseltrust.com

By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.